Enhanced Borrower Experience

Deliver a superior omnichannel experience with a seamless, customer-centric lending journey. Configure and manage diverse loan products, tailor the loan application process to meet your unique requirements, and leverage our powerful credit decisioning engine.

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Frictionless Borrower Experiences

Liberate your customers from cumbersome manual processes with a fully digital lending experience that collects and analyses data in real time.

Streamlined Operations

Lighten the workload for your employees, reduce operational risks, accelerate turnaround times, and cut costs.

Optimised Profitability

Drive efficiency, increase profitability, and minimise missed revenue opportunities by leveraging advanced data modules, effective data utilisation, and AI-powered analytics.

Competitive Advantage

Stay ahead by meeting evolving customer expectations, efficiently managing growing loan volumes, and swiftly adapting to market dynamics and regulatory changes.

Faster Application Processing

Accelerated application processing through automated and digitised workflows, replacing paper-based, time-intensive methods.

Broaden Customer Reach

Expand your lending proposition with tailored customer journeys across diverse cohorts and business models, leveraging multichannel loan origination and eliminating dependency on physical branches.

Business Lending

Streamline the entire lending process, from application and underwriting to disbursement and collection. Automate secured and unsecured loans, credit lines, business credit cards, instalment loans, merchant cash advances, and more for seamless and efficient operations.

Unlock New Opportunities

Fuel Innovation

Consumer Lending

Enhance conversion rates and reduce customer churn at every stage with fully automated loan origination and servicing. Streamline loan management for any type, including Buy Now Pay Later (BNPL), Point-of-Sale (POS) lending, auto loans, microlending, and credit lines, delivering a seamless and efficient experience.

Loan Origination

With Plumery, you can leverage a multichannel, fully customisable, end-to-end loan origination process, tailored to your unique needs, ensuring higher borrower conversion rates and improved customer satisfaction.

Digital Loan Application

Reduce friction for borrowers and keep up with digital demands making loan applications fast, seamless and enjoyable.

Personalised Underwriting

Streamline and automate the underwriting process to ensure faster approvals.

Comprehensive Document Management

Seamlessly store, edit, and send necessary documentation for efficient loan decision-making.

Customisable Scoring and Decisioning

Allow customers to receive tailored loan offers quickly based on their profiles, using configurable ML-driven scoring models.

AI-Powered Financial Analytics

Leverage data from various sources to generate ML-powered actionable insights that encompass the entire workflow, from loan origination to debt collection, evaluating business impacts and enhancing underwriting, service quality, and product offerings.

Real-time Financial Engineering

Simulate various strategies in real time, including new lending products, adjusted terms, and collection strategies, ensuring realistic and data-driven decision-making.

Advanced Risk Modeling

Apply various assumptions to your current loan portfolio to estimate risks and make data-driven decisions, aligned with your company’s financial health and risk appetite.

Convenient Data Storage

Leverage an extensive data warehouse that integrates both internal and external data sources, offering a limitless environment for experiments and enabling continuous improvements.

Loan Servicing

An all-in-one loan servicing platform that automates lending processes at scale, from disbursements and notifications to payment registration, overdue loan management, and collections, while allowing you to access financial and user analytics within a single interface with tiered employee access.

End-to-end Automation

Empower customers to effortlessly view their current loans, arrangement details, repayment schedules, and other relevant information while facilitating manual repayments, loan condition adjustments, and more.

Proactive Loan Servicing Strategies

Leverage predefined lending management strategies such as reassessments, limit adjustments, and bad pattern recognition. Customise or add your own strategies to tailor the platform to meet your specific business needs.

Loan Reconciliation and Schedule Adjustment

Monitor the performance of various loan products and maintain a high-performing loan portfolio with smart, automated reconciliation tools.

Upsell and Cross-sell

Leverage powerful marketing and sales functionalities, including advanced analytics, customer segmentation, notifications, and personalised offers to drive upsell and cross-sell opportunities.

Ready to get started?

Let’s accelerate your journey together

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