Digital Banking Journeys

Why spend valuable engineering resources on standard, non-differentiating features? Leverage Plumery’s digital banking journeys - a comprehensive library of essential capabilities for every digital banking application. Focus on what makes you unique, while we handle the rest.

Rapid Launch

• Utilise pre-built components with continuous, automatic updates to accelerate your time-to-market
• Get up to 80% of your digital banking functionality out-of-the-box

No-Compromise UI/UX

• Build unique mobile and web applications
• Use your own designs and preferred technologies, or take advantage of our versatile UI/UX framework

Composable banking experience

• Assemble and customise unlimited combinations of digital banking journeys
• Leverage the journeys that fit your customer segments and the services you offer

BUY and BUILD

Combine the best of BUY and BUILD, achieving up to 80% faster development of customer-facing applications while keeping the flexibility to create your own unique UI/UX.

Deliver true customer-centric banking without the need to replace your core banking system.

Autonomously adjust and enhance your digital offerings, fostering agility in a rapidly evolving digital landscape.

Onboarding

• User Enrolment
• Account Opening
• KYC/AML Verification

Identity and Access Management

• Authentication
• Limits and Approvals
• Entitlements
• Session Management
• Access Control
• Devices Management

Banking

• Accounts
• Transactions
• Payment Initiation
• Cards Management
• Financial Planning
• Statements
• Customer Profile
• Notifications

Lending

• Loan Origination
• AI-powered Analytics
• Loan Servicing

The Digital Banking Iceberg

Creating an appealing mobile and web application is an essential part of the digital experience, but it’s no longer the primary effort driver.

Building the underlying digital journeys and seamlessly integrating them with the core banking infrastructure requires specialised expertise and can demand up to 80% of the effort - particularly when ensuring that the architecture can handle production load and operations.

Our API-first design approach to digital banking combines speed and flexibility for the customer-facing elements while delivering all the essential capabilities behind the scene.

The complexity is beneath the surface

A superior mobile or web experience is crucial. It's the manifestation of your brand's identity and should be as unique as your business.

Build and deliver your unique product capabilities in a fintech-grade developer environment.

Why Buy and Build?

Combine both approaches by leveraging out-of-the-box capabilities with continuous, free-of-charge automatic updates, while maintaining the freedom to build unique features - without any compromise in the look and feel.

How fast can you launch?

A typical digital banking solution takes nine to twelve months to launch. With Plumery, a first launch can be accomplished in just four to six months.

What team size is required?

Plumery empowers you to do more with less. A team of up to ten members is enough for an initial build. Trust us to deliver cost-effective solutions that drive your success.