Demystifying banking evolution beyond legacy foundations

Insights

The latest news, technologies, and resources from our team.

Plumery Joins Swoboda as a 2026 Strategic Partner
Plumery joins Swoboda as a 2026 Strategic Partner to help credit unions deliver practical, scalable digital innovation through the i4 Incubator programme.

Digital banking is now the norm. What comes next?
With digital offerings now ubiquitous across the banking sector, banks will need to evolve these services beyond the basics – not least by making savvy use of AI.

Plumery and Lokalise partner to power hyper-localised digital banking
Partnership enables financial institutions to expand faster into new markets with automated, consistent and compliant localisation workflows.

Debunking GenAI hype in banking
In the expectation of a slew of 2026 predictions making speculations about how GenAI is going to change banking beyond recognition, a measured approach is needed.

2026 FinTech predictions: insights from Ben Goldin
Ben Goldin warns the industry is overestimating agentic AI’s near-term capabilities while underestimating the infrastructure required to deploy it safely in banking.

Plumery launches AI Fabric to help operationalise AI faster
AI Fabric gives financial institutions an AI-ready, event-driven foundation to operationalise AI safely, reduce complexity, and scale real banking use cases.

Banking trends to watch in 2026
As we head into the second half of the decade, several trends will come to the fore in 2026. First is the shift from customer-first to human-first banking.

Demystifying banking evolution beyond legacy foundations
In this episode, hosts Dave Wallace and Dharmesh Mistry are joined by Ben Goldin for a compelling discussion on the future of digital banking.

Ben Goldin named Visionary Founder at the 2025 Banking Tech Awards
Plumery celebrates CEO Ben Goldin’s Visionary Founder award, recognising a fresh vision for how financial institutions modernise with speed, and innovation.

Plumery is a Tech Trailblazers Finalist – help us get the award
We’re excited to share that we’ve been selected as a Finalist in the 2025 Tech Trailblazers Awards, a competition recognising the most innovative startups.

Plumery has been named a TechRound 100 winner for 2025
With a record number of entries this year, we’re proud to see our work recognised by the TechRound judges, and even prouder of the team who make this possible.

Ben Goldin helps Plumery create banking apps people want to use
The CEO of Plumery is well aware of the breadth of roles AI could play in personalised banking apps, and remains focused on creating a superior product.

Plumery – one of the Top 50 Financial Technology Companies of 2025
Plumery named to The Financial Technology Report’s Top 50 of 2025 — recognising our composable digital banking experience platform that helps banks modernise progressively.

Plumery launches Cashback Management capability
Plumery launches Cashback Management, enabling institutions to design and run personalised, real-time rewards in weeks, boosting engagement, NPS, and revenue.

Bringing bank product management into the digital age
A systematic approach to managing digital products barely exists in traditional banking despite years of digital transformation programmes. Why is this important?

Gartners Market Guide: DBPs’ role in accelerating digital transformation
We are proud to share that Plumery has been included as a Sample Vendor in 2025 Gartner® Market Guide for Digital Banking Platforms.

Designing financial services to empower customers
As banks race to digital, Ben Goldin argues that behavioural finance and personalisation hold the key to rebuilding trust once built through in-branch relationships.

Plumery expands digital banking platform into Canada
Expansion brings specific Canadian market capabilities to support credit unions delivery of personalised, compliant, and elevated member experiences.

Breaking the walled garden: the next wave of disruption
Host Matt Williamson sat down with Cornel Dixon, our Head of Growth, to unpack what real disruption looks like in digital banking today.

Ben Goldin shortlisted at the Banking Tech Awards 2025
We’re proud to share that Ben Goldin, Founder & CEO of Plumery, has been shortlisted for Tech Leadership – Visionary Founder 2025.

Plumery to showcase Canadian-ready journeys at Momentum 2025
Plumery attends Momentum 2025 in Canada (Oct 6–8, 2025). Connect with Cornel Dixon and Alexey Lapusta on site for live demo.

Ozone API and Plumery partner to advance digital banking
Plumery partners with Ozone API to embed standards-based open banking in digital journeys, enabling faster, secure, compliant, customer-centric experiences.

Beyond “Rip and Replace”: The GCC playbook for modern banking
GCC banks can modernise fast without rip-and-replace: adopt progressive modernisation to launch parity in weeks, keep the core, and build differentiated UX.

Plumery attends Money20/20 Middle East – Saudi Arabia debut
Plumery attends Money20/20 Middle East in Riyadh (Sept 15–17, 2025). Connect with Cornel Dixon to discuss progressive modernisation and freedom-not-lock-in.

Closing the financial inclusion gap
Digital banking can drive true financial inclusion if built with empathy, local context, and the right tools to remove barriers and enable sustainable access.

Financial inclusion is not just a bank account
Financial inclusion isn’t just about access, it’s about usability, trust, and relevance. Real impact comes from designing finance that fits real life.

3F Conference 2025: when digital banking practitioners meet academia
At 3F Vilnius 2025, Ben Goldin joins global experts to explore how behavioral science can drive ethical digital banking and improve financial well-being.

The State of Bank Modernisation in Africa
By deploying a progressive and accelerated modernisation strategy, African financial institutions can fast-track their digital transformation to gain market share.

Rising to the challenge: the next iteration of neobanks
Neobanks are currently grappling with a changing macroeconomic landscape, increased competition, new regulations and growing their customer base.

EP872: How progressive modernisation in banking offers new solutions
The ‘big bang’ core replacement model is no longer a viable option for many banks. Instead, a step-by-step approach may offer a way forward.

Plumery at WCUC 2025: unlocking the future of credit unions
Join Plumery at WCUC 2025 in Stockholm to explore how credit unions can modernise, innovate, and deliver standout digital member experiences.

Plumery partners with Salt Edge to power smarter banking journeys
Partnership delivers secure, real-time financial experiences by integrating Salt Edge’s open banking gateway capabilities into Plumery’s banking platform.

Plumery named finalist at European FinTech Awards 2025
Plumery is a finalist for Startup of the Year, and Ben Goldin is nominated for Entrepreneur of the Year at the 2025 European FinTech Awards.

Plumery appoints Jelena Kuse as Head of Delivery
Appointment strengthens Plumery’s ability to deliver high-quality digital banking experiences under a unified delivery strategy.

Digital wallets’ evolving purpose
Digital wallets have come a long way, with the next wave combining banking capabilities with another business activity to solve a concrete customer pain point.

What banks can learn from Spotify, interview with Ben Goldin
What can banks learn from Spotify or Netflix? Ben Goldin explains how digital banking needs to meet the same standard customers expect from leading consumer apps.

Collaborating for impact: Aequilibrium and Plumery on credit union evolution
Plumery and Aequilibrium collaborate to evolve digital banking for Canadian credit unions and will showcase their collaboration at the upcoming CCUA Conference.

Ride the waves of change: Plumery attends 2025 CCUA National Conference
Plumery is heading to the Canadian Credit Union Association’s 2025 National Conference in Halifax, Nova Scotia, 11‑14 May 2025 at the Halifax Convention Centre.

How is embedded finance changing customer expectations of digital banks?
Embedded finance has raised the bar for what ‘good’ looks like in digital banking – especially when it comes to relevance, speed, and context.

$7.8m raised to power the future of digital banking
In this episode, Plumery CEO Ben Goldin shares his journey, vision for digital banking, and why his advice to his younger self is “don’t be too serious.”

Plumery and Darien Technology partner to accelerate digital banking transformation
Collaboration combines Plumery’s API-first platform with Darien Technology’s regional expertise to modernise customer experiences in South America and Spain.

Plumery Joins the Africa Bank 4.0 Summit as Platinum Sponsor
Plumery Joins the Africa Bank 4.0 Summit as Platinum Sponsor! Join us in Nairobi, Kenya to explore the future of digital banking.

The super app’s gravitational pull
Not every bank can just spin up a super app from scratch. Yet there is great opportunity for banks that understand the market to develop customised solutions.

Plumery Heads to Baltic Fintech Days 2025
Plumery is heading to Baltic Fintech Days 2025! Join us in Vilnius to explore the future of digital banking and connect with fintech leaders across Europe.

Plumery at Fintech Americas – powering the future of digital banking
Join Plumery at Fintech Americas 2025 in Miami to explore how our platform powers agile, AI-driven digital banking across LATAM and beyond.

The customer experience problem banks don’t talk about
Instead of designing seamless experiences, most banks are still wrestling with fifty-year-old infrastructure, terrified to touch it in case it collapses.

Join Plumery at FTT Lending – driving the future of lending innovation
Let’s connect at FTT Lending 2025, where the future of digital lending will take stage, uniting leaders in lending, fintech, and banking.

Regulatory foundation critical for open banking and finance
Open banking and open finance have the potential to transform how finances are managed by embedding banking services seamlessly into customers daily activities.

A Progressive Modernisation Approach to Banking Transformation
Progressive modernisation empowers banks to seamlessly innovate, delivering future-ready capabilities without compromising stability or disrupting operations.

Plumery and Smile ID Partner to Power Secure, Scalable Digital Banking in Africa
Collaboration enables financial institutions to accelerate digital transformation while enhancing secure onboarding and authentication.

A balanced approach to deploying GenAI in banking
Banks must balance early adoption and caution with GenAI – rushing too soon risks instability, while waiting too long means falling behind in innovation.

Fintech fever
Clelia Frondaroli documents the rise of digital financial technologies in Southeast Asia, and what it means for financial inclusion in the region.

Plumery has been nominated for the Western European Startup Awards
We are thrilled to announce that Plumery has been nominated for the Western European Startup Awards – Edition 11 in the Netherlands.

Plumery launches Digital Lending
Plumery’s Digital Lending enables banks and other financial institutions to process loan applications through to disbursement in under three minutes.

EP28: Unveiling the future of digital banking with Ben Goldin
Discover how Plumery is redefining the banking experience, offering a behind-the-scenes look at their platform that blends legacy systems with cutting-edge technology.

Plumery to Demo at FinovateEurope 2025
We’re excited to announce that the Plumery team is heading to FinovateEurope 2025 to showcase how Plumery is shaping the future of digital banking.

Plumery recognised as Banking Tech Start-up of the Year
We are thrilled to be recognised as Banking Tech Start-up of the Year at the prestigious FinTech Futures Banking Technology Awards!

Plumery launches UI/UX Factory
Plumery expands its headless banking remit to provide robust foundation for digital banking channels – mobile and web banking.

Plumery wins at IBSi Global FinTech Innovation Awards 2024
Plumery wins ‘Best Digital Channel/Platform Implementation: Most Impactful Project,’ reaffirming commitment to delivering modern, customer-centric solutions.

Plumery Shortlisted for the FStech Awards 2025!
As the year draws to a close, we are thrilled to share some exciting news: Plumery has been shortlisted for the FStech Awards 2025!

Plumery is among The Europas’ Top 100 companies
Europas Awards showcase companies setting new standards and redefining industries – and we’re proud to be counted among them.

Plumery partners with IBSi and Cedar-IBSi for Mumbai Summit
We are excited to partner with IBS Intelligence and Cedar-IBSi Capital & FinTech Lab to bring the Building a Future-Ready Bank Summit to Mumbai!

Plumery partners with Payment Components to modernise global financial institutions
New collaboration will enable financial institutions to adopt instant payments without overhauling existing core banking infrastructure.

Plumery named finalist at the FinTech Futures Banking Tech Awards 2024
Plumery has been named a Finalist for the prestigious Banking Tech Start-up of the Year award in the Excellence in Tech Awards category.

Let’s meet at Seamless Saudi Arabia 2024
Let’s connect at Seamless Saudi Arabia 2024, where the future of digital banking will take stage, uniting leaders in payments, fintech, and banking.

Join Plumery at Seamless Africa 2024
Join Plumery at Seamless Africa 2024, a dynamic summit and large-scale exhibition bringing together the leaders in payments, banking, and fintech.

Digital Banking: building a greener future in emerging markets
Ben Goldin on how Digital Banking innovations are reshaping the financial landscape, creating a greener future and new opportunities for millions.

Banking and payments experts share sector forecasts for 2025
Douglas Blakey and Robert Prendergast canvass over 290 industry leaders to get their expert opinions on prospects for the banking payment and tech sectors in 2025.

From Routine to Results: Five steps to RFP Modernisation
Tech evolves fast, yet RFPs remain outdated, limiting flexibility. A rigid RFP leads to rigid projects – it’s time to rethink procurement for modern IT success.

Plumery Secures $3.3M in Additional Funding to Accelerate Growth and Expansion
Plumery has secured $3.3M in additional funding from early-stage investor DN Capital and Fontes managed by leading global VC firm QED Investors.

Plumery Joins Industry Leaders at Seamless Europe 2024
Join us, along with 4,000 attendees, 300 speakers, and 200 exhibitors – the most innovative minds leading change across the region – at Seamless Europe 2024.

Digital Banking Platform: Buy vs Build vs Buy and Build
In today’s financial landscape, a flexible and modern digital banking platform is no longer a luxury, it’s a necessity. Is making the right choice an easy task?

Bridging the gap between the expectations and reality of modern SME banking
Despite their economic impact, SMEs frequently encounter challenges with traditional banking services, highlighting a gap between expectations and reality.

Plumery and Fimple announce strategic partnership to help Financial Institutions in their digital banking journeys
Plumery, a digital banking experience platform for true customer-centric banking, and Fimple, a next-generation core banking provider, have joined forces.

Strangler fig approach to progressive modernisation of digital banking
A stepwise approach to modernising banking architectures is designed around customer, reducing risks and providing value faster, incrementally and iteratively.

Plumery unveils availability of Digital Success Fabric on Google Cloud Marketplace
Plumery, a digital banking experience platform, is accessible on the Google Cloud Marketplace, enabling banks to speed up the development of digital front ends.

Building a delightful digital onboarding experience for consumer and SME banking customers
Our digital onboarding capability blends the best of two worlds: the flexibility of tailor-made solutions and the convenience of off-the-shelf products.

Plumery partners with Sumsub to bring digital onboarding to ‘headless’ digital banking platform
Plumery has chosen Sumsub as their technological partner to bring new generation of digital onboarding solution to market.

Building robust digital banking solutions with microservices
Creating a successful microservices architecture is a complex undertaking, often fraught with challenges that can lead to failure on the first attempt.

AMLYZE and Plumery announce strategic partnership to revolutionise digital banking solutions
AMLYZE, focusing on anti-financial crime solutions for FinTechs, banks, and crypto businesses, and Plumery, digital banking platform, have formed a partnership.

Built for change: understanding MACH architecture in digital banking
Modern financial technology businesses must be built for rapid change. But how will banks achieve it? MACH has the answers.

Tuum and Plumery collaborate to deliver end to end next-gen Core Banking Platform for banks and fintechs
Tuum, a leading next-generation core banking provider, and Plumery, a digital experience banking platform, have confirmed a strategic partnership.

The evolution of banking systems of engagement
Digital banking needs to evolve to meet the new needs of finance. How has digital banking changed, and what’s next?

TIMVERO and Plumery forge strategic partnership to transform digital banking
TIMVERO and Plumery, the innovative provider of a holistic digital engagement platform for banking, today unveiled a strategic partnership.

Three mistakes banks make when building a digital banking solution
The top three mistakes banks and other financial institutions make when selecting their digital banking experience technology.

Achieving competitive edge: strategic approaches to buying and building
The ‘buy vs build’ debate is decades-old. Is it better to purchase off-the-shelf solutions or to develop custom solutions?

FinTech interview with Ben Goldin, Founder and CEO of Plumery
Ben Goldin, CEO of Plumery, discusses reshaping digital banking, addressing industry misconceptions, and the future of hyper-personalised banking experiences.

Mind the gap: expectations vs. reality in modern SME banking
SMEs drive global growth, yet struggle with banking services that meet their needs. It’s time for tailored financial solutions to empower their success.

The man behind a digital banking revolution
Plumery empowers banks to deliver seamless digital experiences. CEO Ben Goldin leads the charge, earning Most Influential CEO 2024 – Netherlands.

Exploring branding, innovation and modernisation in banking
Ben Goldin shares his journey, Plumery’s vision, the need for continuous banking innovation, branding’s power, AI’s role, and upcoming SME banking capabilities.

Navigating the skies of digital banking
Ben Goldin, sheds light on the nuanced differences between offerings by separating the DXPs from the DEPs, all through the lens of aviation.

What impact is embedded finance having on the gig economy?
The Fintech Times explores embedded finance – its growth, innovations, and challenges – shaping the future of seamless financial integration worldwide.

2023: a year of banking innovation
As 2023 ends, we reflect on banking’s evolution – AI, competition, and innovation. Here’s a look at the top ideas shaping the future of customer engagement.

It ain’t what you do…
Great banking still means service, security, and choice – but how they’re delivered has changed forever. Incumbent banks must adapt or risk falling behind.

The Resilience Revolution Ep1. Ft. Ben Goldin
Interview with Ben Goldin – Insights on staying ahead in fintech, buy vs. build, banking innovation, regulations, customer experience, and the future of fintech.

Digital banking experience: a new answer to the classic ‘build or buy?’ question
Banking’s digital disruption continues – so how do banks win? The key: buy for parity, build for advantage. A new approach to digital banking success. Let’s dive in!

How can banks hit the bullseye?
As traditional banks dismantle their high street empires, neobanks have a unique opportunity to attract more primary accounts by making their apps innovative.

‘Buy’ vs ‘Build’: Winning Tactics for a Banking Revolution
Buy versus build is a dilemma for those seeking to provide an effective and innovative digital banking app, but a third option offers them the best of both worlds.

New Era FinTech Ep23. Ft. Ben Goldin
Discover Ben Goldin’s journey from Mambu & Backbase to founding Plumery, the Digital Success Fabric for banks. Tune in for insights on his vision & future plans.