buy vs build winning tactics for a banking revolution

Insights

The latest news, technologies, and resources from our team.

Plumery Joins Swoboda as a 2026 Strategic Partner

Plumery joins Swoboda as a 2026 Strategic Partner to help credit unions deliver practical, scalable digital innovation through the i4 Incubator programme. Read more

Digital banking is now the norm. What comes next?

With digital offerings now ubiquitous across the banking sector, banks will need to evolve these services beyond the basics – not least by making savvy use of AI. Read more

Plumery and Lokalise partner to power hyper-localised digital banking

Partnership enables financial institutions to expand faster into new markets with automated, consistent and compliant localisation workflows. Read more

Debunking GenAI hype in banking

In the expectation of a slew of 2026 predictions making speculations about how GenAI is going to change banking beyond recognition, a measured approach is needed. Read more

2026 FinTech predictions: insights from Ben Goldin

Ben Goldin warns the industry is overestimating agentic AI’s near-term capabilities while underestimating the infrastructure required to deploy it safely in banking. Read more

Plumery launches AI Fabric to help operationalise AI faster

AI Fabric gives financial institutions an AI-ready, event-driven foundation to operationalise AI safely, reduce complexity, and scale real banking use cases. Read more

Banking trends to watch in 2026

As we head into the second half of the decade, several trends will come to the fore in 2026. First is the shift from customer-first to human-first banking. Read more

Demystifying banking evolution beyond legacy foundations

In this episode, hosts Dave Wallace and Dharmesh Mistry are joined by Ben Goldin for a compelling discussion on the future of digital banking. Read more

Ben Goldin named Visionary Founder at the 2025 Banking Tech Awards

Plumery celebrates CEO Ben Goldin’s Visionary Founder award, recognising a fresh vision for how financial institutions modernise with speed, and innovation. Read more

Plumery is a Tech Trailblazers Finalist – help us get the award

We’re excited to share that we’ve been selected as a Finalist in the 2025 Tech Trailblazers Awards, a competition recognising the most innovative startups. Read more

Plumery has been named a TechRound 100 winner for 2025

With a record number of entries this year, we’re proud to see our work recognised by the TechRound judges, and even prouder of the team who make this possible. Read more

Ben Goldin helps Plumery create banking apps people want to use

The CEO of Plumery is well aware of the breadth of roles AI could play in personalised banking apps, and remains focused on creating a superior product. Read more

Plumery – one of the Top 50 Financial Technology Companies of 2025

Plumery named to The Financial Technology Report’s Top 50 of 2025 — recognising our composable digital banking experience platform that helps banks modernise progressively. Read more

Plumery launches Cashback Management capability

Plumery launches Cashback Management, enabling institutions to design and run personalised, real-time rewards in weeks, boosting engagement, NPS, and revenue. Read more

Bringing bank product management into the digital age

A systematic approach to managing digital products barely exists in traditional banking despite years of digital transformation programmes. Why is this important? Read more

Gartners Market Guide: DBPs’ role in accelerating digital transformation

We are pround to share that Plumery has been included as a Sample Vendor in 2025 Gartner® Market Guide for Digital Banking Platforms. Read more

Designing financial services to empower customers

As banks race to digital, Ben Goldin argues that behavioural finance and personalisation hold the key to rebuilding trust once built through in-branch relationships. Read more

Plumery expands digital banking platform into Canada

Expansion brings specific Canadian market capabilities to support credit unions delivery of personalised, compliant, and elevated member experiences. Read more

Breaking the walled garden: the next wave of disruption

Host Matt Williamson sat down with Cornel Dixon, our Head of Growth, to unpack what real disruption looks like in digital banking today. Read more

Ben Goldin shortlisted at the Banking Tech Awards 2025

We’re proud to share that Ben Goldin, Founder & CEO of Plumery, has been shortlisted for Tech Leadership – Visionary Founder 2025. Read more

Plumery to showcase Canadian-ready journeys at Momentum 2025

Plumery attends Momentum 2025 in Canada (Oct 6–8, 2025). Connect with Cornel Dixon and Alexey Lapusta on site for live demo. Read more

Ozone API and Plumery partner to advance digital banking

Plumery partners with Ozone API to embed standards-based open banking in digital journeys, enabling faster, secure, compliant, customer-centric experiences. Read more

Beyond “Rip and Replace”: The GCC playbook for modern banking

GCC banks can modernise fast without rip-and-replace: adopt progressive modernisation to launch parity in weeks, keep the core, and build differentiated UX. Read more

Plumery attends Money20/20 Middle East – Saudi Arabia debut

Plumery attends Money20/20 Middle East in Riyadh (Sept 15–17, 2025). Connect with Cornel Dixon to discuss progressive modernisation and freedom-not-lock-in. Read more

Closing the financial inclusion gap

Digital banking can drive true financial inclusion if built with empathy, local context, and the right tools to remove barriers and enable sustainable access. Read more

Financial inclusion is not just a bank account

Financial inclusion isn’t just about access, it’s about usability, trust, and relevance. Real impact comes from designing finance that fits real life. Read more

3F Conference 2025: when digital banking practitioners meet academia

At 3F Vilnius 2025, Ben Goldin joins global experts to explore how behavioral science can drive ethical digital banking and improve financial well-being. Read more

The State of Bank Modernisation in Africa

By deploying a progressive and accelerated modernisation strategy, African financial institutions can fast-track their digital transformation to gain market share. Read more

Rising to the challenge: the next iteration of neobanks

Neobanks are currently grappling with a changing macroeconomic landscape, increased competition, new regulations and growing their customer base. Read more

EP872: How progressive modernisation in banking offers new solutions

The ‘big bang’ core replacement model is no longer a viable option for many banks. Instead, a step-by-step approach may offer a way forward. Read more

Plumery at WCUC 2025: unlocking the future of credit unions

Join Plumery at WCUC 2025 in Stockholm to explore how credit unions can modernise, innovate, and deliver standout digital member experiences. Read more

Plumery partners with Salt Edge to power smarter banking journeys

Partnership delivers secure, real-time financial experiences by integrating Salt Edge’s open banking gateway capabilities into Plumery’s banking platform. Read more

Plumery named finalist at European FinTech Awards 2025

Plumery is a finalist for Startup of the Year, and Ben Goldin is nominated for Entrepreneur of the Year at the 2025 European FinTech Awards. Read more

Plumery appoints Jelena Kuse as Head of Delivery

Appointment strengthens Plumery’s ability to deliver high-quality digital banking experiences under a unified delivery strategy. Read more

Digital wallets’ evolving purpose

Digital wallets have come a long way, with the next wave combining banking capabilities with another business activity to solve a concrete customer pain point. Read more

What banks can learn from Spotify, interview with Ben Goldin

What can banks learn from Spotify or Netflix? Ben Goldin explains how digital banking needs to meet the same standard customers expect from leading consumer apps. Read more

Collaborating for impact: Aequilibrium and Plumery on credit union evolution

Plumery and Aequilibrium collaborate to evolve digital banking for Canadian credit unions and will showcase their collaboration at the upcoming CCUA Conference. Read more

Ride the waves of change: Plumery attends 2025 CCUA National Conference

Plumery is heading to the Canadian Credit Union Association’s 2025 National Conference in Halifax, Nova Scotia, 11‑14 May 2025 at the Halifax Convention Centre. Read more

How is embedded finance changing customer expectations of digital banks?

Embedded finance has raised the bar for what ‘good’ looks like in digital banking – especially when it comes to relevance, speed, and context. Read more

$7.8m raised to power the future of digital banking

In this episode, Plumery CEO Ben Goldin shares his journey, vision for digital banking, and why his advice to his younger self is “don’t be too serious.” Watch here

Plumery and Darien Technology partner to accelerate digital banking transformation

Collaboration combines Plumery’s API-first platform with Darien Technology’s regional expertise to modernise customer experiences in South America and Spain. Read more

Plumery Joins the Africa Bank 4.0 Summit as Platinum Sponsor

Plumery Joins the Africa Bank 4.0 Summit as Platinum Sponsor! Join us in Nairobi, Kenya to explore the future of digital banking. Read more

The super app’s gravitational pull

Not every bank can just spin up a super app from scratch. Yet there is great opportunity for banks that understand the market to develop customised solutions. Read more

Plumery Heads to Baltic Fintech Days 2025

Plumery is heading to Baltic Fintech Days 2025! Join us in Vilnius to explore the future of digital banking and connect with fintech leaders across Europe. Read more

Plumery at Fintech Americas – powering the future of digital banking

Join Plumery at Fintech Americas 2025 in Miami to explore how our platform powers agile, AI-driven digital banking across LATAM and beyond. Read more

The customer experience problem banks don’t talk about

Instead of designing seamless experiences, most banks are still wrestling with fifty-year-old infrastructure, terrified to touch it in case it collapses. Read more

Join Plumery at FTT Lending – driving the future of lending innovation

Let’s connect at FTT Lending 2025, where the future of digital lending will take stage, uniting leaders in lending, fintech, and banking. Read more

Regulatory foundation critical for open banking and finance

Open banking and open finance have the potential to transform how finances are managed by embedding banking services seamlessly into customers daily activities. Read more

A Progressive Modernisation Approach to Banking Transformation

Progressive modernisation empowers banks to seamlessly innovate, delivering future-ready capabilities without compromising stability or disrupting operations. Read more

Plumery and Smile ID Partner to Power Secure, Scalable Digital Banking in Africa

Collaboration enables financial institutions to accelerate digital transformation while enhancing secure onboarding and authentication. Read more

A balanced approach to deploying GenAI in banking

Banks must balance early adoption and caution with GenAI – rushing too soon risks instability, while waiting too long means falling behind in innovation. Read more

Fintech fever

Clelia Frondaroli documents the rise of digital financial technologies in Southeast Asia, and what it means for financial inclusion in the region. Read more

Plumery has been nominated for the Western European Startup Awards

We are thrilled to announce that Plumery has been nominated for the Western European Startup Awards – Edition 11 in the Netherlands. Read more

Plumery launches Digital Lending

Plumery’s Digital Lending enables banks and other financial institutions to process loan applications through to disbursement in under three minutes. Read more

EP28: Unveiling the future of digital banking with Ben Goldin

Discover how Plumery is redefining the banking experience, offering a behind-the-scenes look at their platform that blends legacy systems with cutting-edge technology. Watch here

Plumery to Demo at FinovateEurope 2025

We’re excited to announce that the Plumery team is heading to FinovateEurope 2025 to showcase how Plumery is shaping the future of digital banking. Read more

Plumery recognised as Banking Tech Start-up of the Year

We are thrilled to be recognised as Banking Tech Start-up of the Year at the prestigious FinTech Futures Banking Technology Awards! Read more

Plumery launches UI/UX Factory

Plumery expands its headless banking remit to provide robust foundation for digital banking channels – mobile and web banking. Read more

Plumery wins at IBSi Global FinTech Innovation Awards 2024

Plumery wins ‘Best Digital Channel/Platform Implementation: Most Impactful Project,’ reaffirming commitment to delivering modern, customer-centric solutions. Read more

Plumery Shortlisted for the FStech Awards 2025!

As the year draws to a close, we are thrilled to share some exciting news: Plumery has been shortlisted for the FStech Awards 2025! Read more

Plumery is among The Europas’ Top 100 companies

Europas Awards showcase companies setting new standards and redefining industries – and we’re proud to be counted among them. Read more

Plumery partners with IBSi and Cedar-IBSi for Mumbai Summit

We are exited to partner with IBS Intelligence and Cedar-IBSi Capital & FinTech Lab to bring the Building a Future-Ready Bank Summit to Mumbai! Read more

Plumery partners with Payment Components to modernise global financial institutions

New collaboration will enable financial institutions to adopt instant payments without overhauling existing core banking infrastructure. Read more

Plumery named finalist at the FinTech Futures Banking Tech Awards 2024

Plumery has been named a Finalist for the prestigious Banking Tech Start-up of the Year award in the Excellence in Tech Awards category. Read more

Let’s meet at Seamless Saudi Arabia 2024

Let’s connect at Seamless Saudi Arabia 2024, where the future of digital banking will take stage, uniting leaders in payments, fintech, and banking. Read more

Join Plumery at Seamless Africa 2024

Join Plumery at Seamless Africa 2024, a dynamic summit and large-scale exhibition bringing together the leaders in payments, banking, and fintech. Read more

Digital Banking: building a greener future in emerging markets

Ben Goldin on how Digital Banking innovations are reshaping the financial landscape, creating a greener future and new opportunities for millions. Read more

Banking and payments experts share sector forecasts for 2025

Douglas Blakey and Robert Prendergast canvass over 290 industry leaders to get their expert opinions on prospects for the banking payment and tech sectors in 2025. Read more

From Routine to Results: Five steps to RFP Modernisation

Tech evolves fast, yet RFPs remain outdated, limiting flexibility. A rigid RFP leads to rigid projects – it’s time to rethink procurement for modern IT success. Read more

Plumery Secures $3.3M in Additional Funding to Accelerate Growth and Expansion

Plumery has secured $3.3M in additional funding from early-stage investor DN Capital and Fontes managed by leading global VC firm QED Investors. Read more

Plumery Joins Industry Leaders at Seamless Europe 2024

Join us, along with 4,000 attendees, 300 speakers, and 200 exhibitors – the most innovative minds leading change across the region – at Seamless Europe 2024. Read more

Digital Banking Platform: Buy vs Build vs Buy and Build

In today’s financial landscape, a flexible and modern digital banking platform is no longer a luxury, it’s a necessity. Is making the right choice an easy task? Read more

Bridging the gap between the expectations and reality of modern SME banking

Despite their economic impact, SMEs frequently encounter challenges with traditional banking services, highlighting a gap between expectations and reality. Read more

Plumery and Fimple announce strategic partnership to help Financial Institutions in their digital banking journeys

Plumery, a digital banking experience platform for true customer-centric banking, and Fimple, a next-generation core banking provider, have joined forces. Read more

Strangler fig approach to progressive modernisation of digital banking

A stepwise approach to modernising banking architectures is designed around customer, reducing risks and providing value faster, incrementally and iteratively. Read more

Plumery unveils availability of Digital Success Fabric on Google Cloud Marketplace

Plumery, a digital banking experience platform, is accessible on the Google Cloud Marketplace, enabling banks to speed up the development of digital front ends. Read more

Building a delightful digital onboarding experience for consumer and SME banking customers

Our digital onboarding capability blends the best of two worlds: the flexibility of tailor-made solutions and the convenience of off-the-shelf products. Read more

Plumery partners with Sumsub to bring digital onboarding to ‘headless’ digital banking platform

Plumery has chosen Sumsub as their technological partner to bring new generation of digital onboarding solution to market. Read more

Building robust digital banking solutions with microservices

Creating a successful microservices architecture is a complex undertaking, often fraught with challenges that can lead to failure on the first attempt. Read more

AMLYZE and Plumery announce strategic partnership to revolutionise digital banking solutions

AMLYZE, focusing on anti-financial crime solutions for FinTechs, banks, and crypto businesses, and Plumery, digital banking platform, have formed a partnership. Read more

Built for change: understanding MACH architecture in digital banking

Modern financial technology businesses must be built for rapid change. But how will banks achieve it? MACH has the answers. Read more

Tuum and Plumery collaborate to deliver end to end next-gen Core Banking Platform for banks and fintechs

Tuum, a leading next-generation core banking provider, and Plumery, a digital experience banking platform, have confirmed a strategic partnership. Read more

The evolution of banking systems of engagement

Digital banking needs to evolve to meet the new needs of finance. How has digital banking changed, and what’s next? Read more

TIMVERO and Plumery forge strategic partnership to transform digital banking

TIMVERO and Plumery, the innovative provider of a holistic digital engagement platform for banking, today unveiled a strategic partnership. Read more

Three mistakes banks make when building a digital banking solution

The top three mistakes banks and other financial institutions make when selecting their digital banking experience technology. Read more

Achieving competitive edge: strategic approaches to buying and building

The ‘buy vs build’ debate is decades-old. Is it better to purchase off-the-shelf solutions or to develop custom solutions? Read more

FinTech interview with Ben Goldin, Founder and CEO of Plumery

Ben Goldin, CEO of Plumery, discusses reshaping digital banking, addressing industry misconceptions, and the future of hyper-personalised banking experiences. Read more

Mind the gap: expectations vs. reality in modern SME banking

SMEs drive global growth, yet struggle with banking services that meet their needs. It’s time for tailored financial solutions to empower their success. Read more

The man behind a digital banking revolution

Plumery empowers banks to deliver seamless digital experiences. CEO Ben Goldin leads the charge, earning Most Influential CEO 2024 – Netherlands. Read more

Exploring branding, innovation and modernisation in banking

Ben Goldin shares his journey, Plumery’s vision, the need for continuous banking innovation, branding’s power, AI’s role, and upcoming SME banking capabilities. Read more

Navigating the skies of digital banking

Ben Goldin, sheds light on the nuanced differences between offerings by separating the DXPs from the DEPs, all through the lens of aviation. Read more

What impact is embedded finance having on the gig economy?

The Fintech Times explores embedded finance – its growth, innovations, and challenges – shaping the future of seamless financial integration worldwide. Read more

2023: a year of banking innovation

As 2023 ends, we reflect on banking’s evolution – AI, competition, and innovation. Here’s a look at the top ideas shaping the future of customer engagement. Read more

It ain’t what you do…

Great banking still means service, security, and choice – but how they’re delivered has changed forever. Incumbent banks must adapt or risk falling behind. Read more

The Resilience Revolution Ep1. Ft. Ben Goldin

Interview with Ben Goldin – Insights on staying ahead in fintech, buy vs. build, banking innovation, regulations, customer experience, and the future of fintech. Watch here

Digital banking experience: a new answer to the classic ‘build or buy?’ question

Banking’s digital disruption continues – so how do banks win? The key: buy for parity, build for advantage. A new approach to digital banking success. Let’s dive in! Read more

How can banks hit the bullseye?

As traditional banks dismantle their high street empires, neobanks have a unique opportunity to attract more primary accounts by making their apps innovative. Read more